Getting a raise is one of the quickest ways to improve upon your financial picture. A few minutes of conversation can lead to a pay increase that you will enjoy year after year.

Most of us think that getting a raise is about asking at the right time or framing the question in a certain way. We worry about coming across as ungrateful or overbearing, and we don’t want to run the risk of creating a bad situation and upsetting our boss. However, the truth is that most raises are won long before we ever bring up the question.

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